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Comparing a short-term saving option

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A fictional household will need its saved money for a required payment in three months and cannot accept losing principal. Which option best matches the stated need?

A

An unverified scheme promising that all unusually high returns are risk free.

B

An accessible, appropriately insured deposit account with terms that fit the payment date.

C

A highly volatile investment that might rise or fall sharply before the payment.

D

A locked investment that cannot be accessed for ten years.

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